I have had a few different cards with them and have never had any issues!! I eventually kept trying and now have Bealls/Florida, Kingsize, Romans, Ann Taylor, Coldwater Creek, Goodys, Abercrombie, Boscovs, Express, Brylane Home,Lane Bryant, Pier , Williams Sonoma and Blair.. WebMastercard Credit Cards from Comenity Bank Comenity Bank Credit Cards See offers from Comenity Bank below.

I have credit payment due January 2. They wont give me my balance because they say I am not the primary account holder. You can use the Wayfair card at Wayfair and the Wayfair family of brands, including Joss & Main, AllModern, Birch Lane, and Perigold. or better, so if you qualify, you shouldn't worry about pre-approval. The Kohl's Credit Card has a $0 annual fee, gives a 35% discount on your first purchase, and earns you 7.5% in Rewards on every qualifying purchase made at Kohl as long as you read full answerenroll. I was on hold four two hours. Use this card at grocery stores and gas stations to earn 2 rewards points per dollar spent. Something is fishy with them. Cards issued by Comenity Bank are generally easy to get approved for even if your credit score is lower than average. Torrid, formerly owned by Hot Topic, is a fashion store specializing in womens plus-sized clothing. My credit score was only 545. Your separate account # is for managing purposes so that the primary account holder can determine which charges were made by you (and other authorized users). If it asks for just the last 4 digits, it is less likely to result in a hard pull. I paid down $400 on a credit card and they immediately lowered my limit by $400 afterward. They outright suck. I will provide additional info to locate my account after being contacted by a service rep. We are just an information blog we are not Comenity Bank. You may want to hire a professional before making any decision. These cards can be great if you just pay on time and keep balances low. Easy approvals can help people working on rebuilding their credit, or just getting started in building their credit. I will not pay for any late fees for something i returned. Hi Christine. No I dont. Please be advised that we are not Comenity bank and have no affiliation with them. I hate this bank. Thanks!

My identity was stolen from their employees at Comenity Capital bank 4 years ago. So unless something is wrong here, Id just like people to be aware that there might be a hard inquiry. Unfortunately, Comenity Bank doesnt offer any cards for people with bad credit, so its cards arent quite as easy to get as secured credit cards, for example. They want you to keep a high balance, whenever you pay it down they lower your limit, destroying your credit score in the process, then they use the lowered score that they caused as an excuse to keep lowering your limit as you pay off your balance and your score keeps dropping. This status offers free Wi-Fi, breakfast, and waived resort fees at select VIP Hotels. False !!! WebPrequalify* for up to $1000 credit limit subject to credit approval. Also paying small payments in between payments if you owe a large balance to help pay the balance down faster. Easy approval can be attractive if youre working on building or repairing your credit. Re: Comenity Pre-Approval Mastercard Offer It's a generic 1.5% cashback card, not terrible but nothing really that sets it apart from other 1.5% cards in a positive light. In addition, as an Amazon Associate we earn from qualifying purchases. Can you believe it? In terms of cardholder benefits, you can shop onlineand receive free standard shipping any time you use your card. I keep getting phone calls from Comenity Bank. I am a bit upset. : The Comenity Bank credit cards with the highest rate of approval are those that can be applied using the shopping cart trick. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. I have several Comenity cards. Zip Code Address Line 1 PO Box mailing addresses are not accepted. Free shipping and exclusive coupons. Their store credit card is with Comenity Bank. Highest card I have so far. If youre approved it would be on the spot especially if you were shopping & intended on using the card to pay for that purchase. My Name is Justin Holzer. WebAccount Account Assure Activate Card Alerts Apple Pay APR & Fees Authorized Buyers Automatic Payments Bread Financial Card Lock/Unlock Cash Advance Comenity's Roamans is a plus-sized fashion retail store in the FULLBEAUTY brand along with Brylanehome. The Gordmans Credit Cardoffers 10% off your first purchase using the card and special monthly discounts and coupons. Customer Care representatives are available Monday-Saturday, 8:00 AM 9:00 PM EST, closed Sundays and major holidays. Best Credit Cards for Rental Car Insurance, Business Credit Cards for Advertising Purchases, Business Credit Cards for Shipping Purchases, Top Reasons to Get a Business Credit Card, How to Apply For a Small Business Credit Card, Maximize Rewards From Your Business Purchases, Comparing Top 3 Chase Business Credit Cards, Tourist Visa Requirements for U.S. Citizens, How to Cancel an American Airlines Flight, TSA PreCheck Everything You Need to Know, Chicago OHare International Airport [ORD], Best Websites for Booking Affordable Hotels, Best Hilton Luxury Hotels to Book With Points, Guide to Hotel Status Matches and Challenges, Best Marriott Luxury Hotels to Book With Points, Best Ways to Redeem Marriott Points for Hotels, Best IHG Luxury Hotels to Book With Points, Marriott Bonvoy Hotel Loyalty Program Review, Comenity Banks Most Popular Credit Cards, Credit One Bank Platinum Visa for Rebuilding Credit, 10+ Easiest Credit Cards to Get Approved For, Full List of 116 Synchrony Store Credit Cards [Includes the Best Cards], Chase Freedom Credit Card Full Review [2023], The Best Bank of America Credit Cards for Cash-back and Rewards [2023], Alaska Airlines Visa Signature Credit Card Full Review [2023], The Business Platinum Card from American Express. Comenity Bank also has quite a few store cards that require good credit for approval. I assumed that with a pre-approval and only being asked for the last 4 digits of SSN that it would have been a soft inquiry like Victorias Secret and the Ann Taylor. Keep in mind each retailer may be slightly different, but many cardholders have reported approval with a credit score in the fair range. If you would have just called them and updated them about your situation, they wouldve worked with you and saved your credit scores. Good cards and company to have! Again, this trick occurs when a credit card offer will pop up as you shop online with certain stores.
I have had Comenity bank for a year or two now. 1 point per $1 spent at any of the fullbeauty brands.

I highly recommend Comenity Bank. This card offers a buy now, pay later option and gives you free shipping on 4 orders over $99 per year. You forgot Helzberg Diamonds. You can also earn an introductory offer for $40 offyour first order when you spend over $250 (without taking part in the special financing promotion). Thanks. Ive never had a single issue. I will have to say not to trust Comenity bank, especially if you are trying to build credit. You can, Unfortunately, Comenity Bank doesnt offer any cards for people with bad credit, so its cards arent quite as easy to get as. Web Signed up for the card and was immediately approved. is below 700, its best to just stick with the cards for fair credit. @jasonmiles42 01/14/23 This answer was first published on 02/03/22 and it was last updated on 01/14/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution.

Be aware of the deadline for deferred interest options, asyou must pay the balance in full at the end of your plan or all the interest waived during the promotional period will be applied. These earning rates make the Orbitz Rewards Visa Card great to use for hotels where you cant earn hotel branded points. I purchased 2 pairs of jeans and returned them. They require at least good credit. Credit card offers are subject to credit approval. The Gamestop Credit Cardoffers a signup bonus of 5,000 points (15,000 if youre a PowerUp Rewards Pro member) after your first purchase. I have missed a few payments due to some health issues and Comenity started harassing my relatives with the same last name as my maiden name including my ex-sister in law whom I cant stand! TYVM. The 5% back is tied to My BJs Perks program and dispersed in $20 increments. But other major issuers, such as American Express and Capital One, do offer online pre-approval check tools, the results of which may include store cards. Its crazy reading all the different experiences people have had. But for the ones I do, my limit has tripled in the 7 months Ive had them.

Prior to my retirement I was in a high cash flow business and I had no need for credit of any kind. The Express Next credit card is just for shopping at the retailer Express. How Do I See If Im Pre Approved for a Credit Card?

Finally got Bank of America to show some love last week. Consumer Protection Law Violation. Plus, it comes with no annual fee. This needs to stop. Signing up for a retailer's loyalty rewards program may also increase your chances of receiving a pre-approval offer while shopping online. Thanks for reading and your feedback.

After that, a purchase APR of 21.99% applies. They are counting on you not being organized enough to reconcile your bank statements monthly. The customer service representative was very helpful and gave me the increase I needed. Sorry to be The Debbie downer. If you go to the stores web site and select an item to purchase, you may receive an offer for the stores credit card while youre checking out. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. But if you decide to apply for the card, Comenity Bank will conduct a hard inquiry. The most common way to get pre-approved store cards is to receive an offer by mail or while shopping with a retailer online. If you have less than perfect credit, you may want to get a Comenity credit card because its possible to get pre-approved without a credit check. We are Upgraded Points, an educational travel website. This card offers 3x points on all eligible bra purchases, an annual birthday gift and provides insider access and invitations to events throughout the year. Stay away. But if your score is below 700, its best to just stick with the cards for fair credit. Crate and Barrel confirmed hard pull even though it only asks for the last 4 of the SSN. Its mentioned in the guide. And since the average persons credit score is about 40 points above that, these cards are well within reach for most of us. read full answer. I dont understand where all the problems are coming from. Thanks for reading! Annual fee: $0. Saw the 25% promo ready to use and loaded up I have several and have had no problems for 2 years so far. Opinions expressed here are the authors and/or WalletHub editors'. My score is fine and comenity bank are all idiots We are not, nor do we have any affiliation with, Comenity Bank. Maximum of $75 for $6,000 spend. 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You can get pre-approved for aComenity Bank credit cardby receiving apre-approved offervia mail or e-mail. Comenity sucks! How do I set this up for Comenity? About a year ago my Victoria secret card was shut down because I had never ordered online before so they shut down my card that I deserved to have with the amount of money I spend there.

So much to choose from, considering good for or even bad credit. This happened twice. Hi Latanya we are a travel blog and have no affiliation with Comenity or any of these stores. I also used the pop-up trick meaning the last four digits of my security. I have never had a problem with customer service. Never will I ever shop at Victorias Secret again. They include cards tied to Orbitz, Williams Sonoma, Loft and Westgate Resorts. I was pre-approved and applied for both. One of the best pre-approved store card is the Kohl's Credit Card because you can easily check for pre-approval online.

Victorias Secret is an American designer of womens premium lingerie, womenswear, and beauty products. What other one has this option? I know Im interested in Big Lots & Romans but if I had to pick one right now it would be Romans right now.